Cut calories, increase your steps, abstain from alcohol: each year we set ourselves some pretty lofty New Year’s resolutions, most of which are doomed to fail. So why not add a nice straightforward financial goal to the list this year? Here are three to get you started. Ambition is an admirable quality, but somewhere between the Christmas pudding and the “three, two, one, Happy New Year!” we tend to overcommit. So this year, we’re encouraging you to add a financial goal to yo

To all our terrific clients: thank you for your ongoing support and for being such wonderful, loyal clients. We are always so appreciative of any opportunities – be they big, small, or anywhere in between! Life has thrown many of us all sorts of challenges these past two years, so we hope you’re shifting into holiday mode and getting ready to relax and unwind (or looking forward to a few public holidays at least!). Whether you’re planning to feast alongside family and friends

Want to buy your first home with a deposit of just 5% and pay no lenders’ mortgage insurance? You could be in luck – the federal government will soon reissue up to 4,651 unused Home Guarantee Scheme spots. First home buyers who use the Home Guarantee Scheme fast track their property purchase by 4 to 4.5 years on average, because the scheme means they don’t have to save the standard 20% deposit. The government usually issues spots in the scheme once a year (July 1), but this t

Ever thought about taking out a loan for your business but hesitated because you were worried about meeting your repayments? Don’t worry, it’s a common concern. But some promising data has just come out that might help you put those fears aside. You gotta spend money to make money, so the saying goes. But what if your business’s cash flow has been heavily impacted this year due to COVID-19? What options do you have at your disposal? Well, according to the Australian Banking A

Christmas is fast approaching and there’s a good chance you’ve started turning your attention to gifts for family and friends. But be careful this silly season: more than half of Buy Now Pay Later (BNPL) customers are struggling to pay day-to-day living expenses. Christmas and overindulging: name a more iconic duo. But one temptation to avoid indulging in this silly season is BNPL services such as Afterpay and Zip. There are more than 5 million active BNPL accounts in Austral

Ever thought about buying a property with a friend or family member? You’re not the only one. The rising cost of property and FOMO has led to more than a quarter of Australians considering buying a property with a ‘non-traditional’ partner. Most of us long for a place to call our own. But what do you do if the price of your dream home seems to be rising out of reach? Well, more and more young Australians are shedding the “mine” mentality, and adopting the “ours” approach in o